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Compare Today’s Top Mortgage & Home Loan Options
See current rates for fixed, adjustable, FHA, VA, refinance, and home equity loans. Get your personalized quote in seconds.
Fixed-Rate Mortgage
Interest rate stays the same for the life of the loan
Choose from 15-, 20-, or 30-year terms
Great for long-term planning and stability
No surprise rate hikes — predictable monthly payments
Adjustable-Rate Mortgage (ARM)
Lower initial interest rate for the first 3–10 years
Rate adjusts periodically based on the market
Ideal for short-term ownership or early refinancing
Monthly payments can increase over time
FHA Loan
Low down payment (as low as 3.5%)
Flexible credit requirements
Great for first-time or lower-income buyers
Insured by the Federal Housing Administration
VA Loan
No down payment required
No private mortgage insurance (PMI)
For eligible veterans, active-duty, and spouses
Backed by the U.S. Department of Veterans Affairs
USDA Loan
100% financing for rural and suburban areas
Low or zero down payment
Property and income must meet eligibility guidelines
Backed by the U.S. Department of Agriculture
Jumbo Loan
For home loans above $766,550 (in most areas)
Requires strong credit and larger down payment
Used for high-value or luxury properties
May come with slightly higher interest rates
Mortgage Refinance
Replace your current mortgage with a better one
Lower your monthly payment or interest rate
Switch from adjustable to fixed rate (or vice versa)
May involve closing costs or new loan terms
Home Equity Line of Credit (HELOC)
Revolving credit line based on home equity
Withdraw funds as needed during draw period
Interest-only payments for a set time
Variable interest rate may rise over time
Home Equity Loan
One-time lump sum using your home’s equity
Fixed interest rate and monthly payments
Often used for renovations, debt consolidation, or major expenses
Adds a second mortgage on your property
Cash-Out Refinance
Replace your mortgage and withdraw extra cash
Tap into home equity for large expenses
New loan may have different rate or term
Everything rolled into one new mortgage
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