VA Loans
Exclusive, high-benefit mortgage options for veterans, active-duty service members, and eligible surviving spouses.
Check VA Loans RatesWhat is a VA Loans?
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs. It is widely considered the most powerful home loan program on the market.
Because the government backs the loan, private lenders can offer incredibly favorable terms, including zero down payment and no ongoing mortgage insurance.
Who is this for?
Available exclusively to active-duty military, veterans, reservists, National Guard members, and eligible surviving spouses.
Pros
- 0% down payment required
- No private mortgage insurance (PMI)
- Consistently lower interest rates than conventional loans
- More lenient credit and debt-to-income requirements
Cons
- Requires a one-time VA funding fee
- Can only be used for a primary residence
- Requires obtaining a Certificate of Eligibility (COE)
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